questions & answers

What Happens To A Student Loan Cosigner If The Borrower Can’t Repay

By College Raptor StaffLast updated on December 22, 2022

A lot of responsibility comes with being a student loan cosigner. In essence, you’re agreeing to financially back a student borrower, and will cover the cost of their loan if they default or can’t repay it. Why Would Any Student Ask You To Cosign A Loan? Most students haven’t had much time to build their …

questions & answers

What is the Difference Between Interest Rates and APR?

By College Raptor StaffLast updated on December 22, 2022

Despite what some well-meaning people may tell you, there really is a difference between an interest rate vs APR (annual percentage rate). Understanding this difference is important. You don’t want to make any mistakes when calculating your loan costs.  Interest Rates An interest rate is essentially the cost of borrowing money for a particular length of …

college admissions

Reasons to Consider Attending Grad School

By College Raptor StaffLast updated on December 22, 2022

Every undergrad student faces this dilemma after they graduate—should they start job hunting right away so they can start earning and pay off their debt, or should they go to grad school? There’s an ongoing debate: going to grad school means taking on more debt, but advanced degrees will help you earn substantially more money than …

financial advice & planning

What is the Coverdell ESA College Savings Plan?

By College Raptor StaffLast updated on December 22, 2022

The Coverdell ESA Plan is an excellent option for family members who are looking for ways to save for a child’s college education. It works as a long-term investment, where you put some money away every year towards your designated beneficiary’s education. Benefits of the Coverdell ESA Plan The Coverdell ESA (Education Savings Account) Plan …

scholarships

Scholarships For Surfers

By College Raptor StaffLast updated on December 22, 2022

Did you know that all those hours you spent having fun riding those awesome waves could actually earn you some money towards college? If you are a surfing enthusiast, this is great news for you. After all, what could be better than getting paid to have fun? All of the surf scholarships listed below are …

student loans

What To Do If You’re Denied For Student Loans

By College Raptor StaffLast updated on December 22, 2022

Getting denied for student loans can be disappointing, but it doesn’t have to stop you from affording your college education. In fact, there are multiple ways you can work around being denied a student loan and still cover your college costs! Find a Cosigner Before you get started, the first thing you should do is …

questions & answers

When Should You Start Packing for College?

By College Raptor StaffLast updated on December 22, 2022

You’ve received your college acceptance letter and cannot wait for the semester to begin. Meanwhile, your days are packed with trying to catch up with friends and making the most of those last few unscheduled days. Regardless of how much you have going on, you are going to have to find some time to pack …

student life

FAQs About College Orientation

By College Raptor StaffLast updated on December 22, 2022

College orientation is essentially your introduction to college life. At your college orientation you will get to meet other students, familiarize yourself with the campus, and ease the transition from the high school to college. What happens at college orientation? Every college may structure orientation differently but essentially the day is organized in a way …

student loans

How To Get A Private Student Loan

By College Raptor StaffLast updated on December 22, 2022

Though private student loans are considered a last resort, since they are more expensive than federal student loans, it is good to know you have this option if your financial aid package not enough to cover all your college expenses. Here’s how to get a private student loan: Start By Doing Exhaustive Research On Private …