College Raptor Staff

What is a student loan APR and why should you know about it?
student loans

What is APR for Student Loans?

There are several factors you need to consider to find the best student loan option for you. The three top things to look at are the loan type, interest rate of the loan, and the APR. Regarding loan type, there are two to choose from – federal and private student loans. When it comes to …
An open black wallet with full of money.
student loans

When Do I Need to Pay Back My Federal Student Loans?

What exactly is a ‘good income”? If you have a student loan that you are still paying off, a good income is one that allows you to make your loan payments comfortably every month while still leaving a substantial amount to cover all your necessities as well as some luxuries. While you have earned the right …
You should take the SAT or ACT test in the summer.
ACT & SAT

Pros And Cons Of Taking The ACT/SAT In The Summer

Taking the ACT and SAT in the summer may seem like a terrible way to spend your break. However, thoughts of ‘wasting’ your summer on preparing or taking the SAT or ACT test is just one downside. Other than this one con, there are several advantages of taking the ACT/SAT in the summer. You have …
act math test
ACT & SAT

4 Mistakes To Avoid On The ACT Math Section

If you find yourself getting overly stressed about the ACT Math section, you’re not alone. For many students, the most stressful part of the SAT exam is the Math section. In a way, it’s intentional. The ACT math test is designed to baffle you and trip you up. The first thing you should understand and …
What are the differences between need blind and need aware?
college admissions

What Is The Difference Between Need-Aware And Need-Blind Admission Policies?

Is applying to a need-aware or need-blind school better? While need-aware schools will take your financial decision into account during the admission process, need-blind schools only focus on your academics. Both of these financial aid policies have their benefits and drawbacks, but the best fit will vary from student to student. It all depends on …
Should you lower your student loan payments?
questions & answers

Should You Lower Your Student Loan Payments Or Not?

For many college students, student loans are inevitable. That also means someday repaying those loans, budgeting for repayment, and dealing with interest rates. When it comes to whether or not you should lower your student loan payments, there is no one answer that is right for everyone. In general, lowering loan payments is not recommended …

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