College Raptor Staff

Applying to college can be challenging, and so we at College Raptor feel it's our duty to make that process as easy, smooth, and rewarding as possible. We work hard to clarify dense material, dispel myths, uncover information, and help you learn what you need to know!
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student loans

How to Use Student Loans to Build Good Credit

By College Raptor StaffLast updated on December 22, 2022
Incredible as it may sound, student loans can do much to help you enhance your credit score and credit history. When carefully and sensibly handled, your student loans can help you qualify for your first car loan, first apartment, and even your first credit card. According to finance experts, time and consistency are the two …
Does having student loans affect other loan approvals?
student loans

Do Your Student Loans Affect Your Approval for Other Loans?

By College Raptor StaffLast updated on December 22, 2022
Unfortunately, there’s no one clear answer to this question. Whether student loans affect your other loan approvals ultimately depends on your debt to income ratio at the time of applying for the loan. When creditors try to determine if they should loan you money, they look at your debt to income ratio among other indicators. …
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student loans

What You Should Use Your Student Loan Money For

By College Raptor StaffLast updated on December 22, 2022
Your student loan money is primarily meant to pay off certain expenses. These include: College Tuition The majority portion of your loan will go towards your college tuition and fees. Prioritize this above all else. Accommodation & Meals Though significantly lower than college tuition, the second largest chunk of the loan amount will go towards …
find the right school for me
careers & internships

How to Find an Internship in Your Field of Study

By College Raptor StaffLast updated on November 28, 2023
So you’re in college, you’ve decided on a major to study, and now it’s time to find out what’s next… internships. Internships are the natural next step in your college journey. They provide you with real-world industry learning opportunities and help you become a more well-rounded student and young professional. Typically, a student may work …
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student loans

What Is Student Loan Delinquency?

By College Raptor StaffLast updated on April 10, 2024
A student loan delinquency occurs as soon as you miss a payment on your student loan. Delinquency on federal student loans are reported to credit bureaus after 90 days of non-payment. Delinquency on private student loans are reported to credit bureaus after 30 days on non-payment. Being delinquent refers to a situation in which a …
financial aid

How To Appeal An Offer Letter for More Financial Aid

By College Raptor StaffLast updated on March 25, 2024
Your financial aid letters aren’t (always) written in stone. There may actually be some flexibility in the money a school grants you. It may only take a phone call to get a higher financial aid package, or it might require a longer appeals process. If your financial aid is less than you thought it would …
Consolidating your student loans has pros and cons
student loans

The Pros And Cons Of Consolidating Student Loans

By College Raptor StaffLast updated on December 22, 2022
College may be over and done with (or nearing it), but your student loan balance is far from. Graduation day, in fact, marks the beginning of our real journey towards financial freedom, and it all starts with paying off your debt. It can be bewildering at first as you try to figure out how to …

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