College Raptor Staff

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myths

Financial Aid Myths That Are Costing You Money

When it comes to financial aid, believing in a few myths can cost you a lot. Every year, students lose out on thousands of dollars that they could have gotten by way of scholarships, grants, and federal student loans simply because of a few prevailing misconceptions. Take a look at some of the common financial …
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financial aid

Can You Appeal An Offer Letter For More Aid?

The short answer is yes, you can appeal an offer letter. You can appeal an offer letter. What many students do not realize is that a financial aid offer letter is not a final decision. It is, in fact, an offer that is made by the prospective college. You are under no obligation to accept …
What's the difference between delinquent and default?
student loans

Student Loan Default Vs. Student Loan Delinquency

When you are behind on your student loan payments, it is considered a delinquency. It does not take long for a loan delinquency to occur. If you miss a due date payment, the very next day the loan is considered to be delinquent. The loan goes into default if you are delinquent for a certain …
Here are some scholarship essay must-haves that you absolutely need when typing up your essay
scholarship search & applications

Scholarship Essay Must-Haves

Nothing beats getting a scholarship when you are looking for financial assistance to fund your college education. With a scholarship, you don’t have to worry about repayments or interest rates, or default. Scholarship awards are free and can make it so much easier to pay for college. Of course, you will have to put in …
Should you consolidate your student loans
student loans

Should You Consolidate Your Student Loans?

Do you have to send in payments to more than one lending institution to repay your student loans? Do you have a huge monthly payment that you are scrambling to scrape up each month? If any of the two scenarios above apply to you, then loan consolidation may be the right choice for you. Take …
Ask yourself these two student debt questions before picking a college
college search

Ask Yourself These 2 Debt Questions When Choosing A College

When trying to match your financial aid requirements with the college tuition fees, the biggest question you may be faced with is this—Should you accept the maximum financial assistance you are awarded and attend the most expensive college on your list. Or, should you lower your sights and apply to a less expensive college? There …

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