College Raptor Staff

Applying to college can be challenging, and so we at College Raptor feel it's our duty to make that process as easy, smooth, and rewarding as possible. We work hard to clarify dense material, dispel myths, uncover information, and help you learn what you need to know!
Student displays her painting in contest scholarships
scholarship search & applications

The Pros and Cons of Contest Scholarships

By College Raptor StaffLast updated on December 22, 2022
Contest scholarships are unusual in that they are not based on a student’s GPA or their community service. Applicants are asked to submit one or more entry, such as a creative essay, art piece, short film, practical invention—the list is endless. Pros of Contest Scholarships Students can (sometimes) submit multiple entries, increasing their chances of …
Living on campus may make you homesick.
student loans

Can Student Loans Be Used For Living Expenses?

By College Raptor StaffLast updated on August 2, 2023
The short answer is yes, you can use student loans for living expenses. Student loans aren’t meant to cover only tuition and textbooks. They are intended to make it easier for students to get the basic necessities so they can focus on their education instead of worrying about how they’re going to pay for college. …
Rows of books opened towards the camera, with one large textbook standing out.
affordability & college cost

College Costs: What You Should Expect to Pay

By College Raptor StaffLast updated on July 24, 2024
Tuition is the first thing most families think about when calculating college costs. And that’s totally justified considering tuition fees are the largest expense associated with college education. However, there are several other college related expenses to factor in when calculating the total cost of college. Here, we breakdown those expenses and give some tips on …
There are some myths surrounding student loan consolidation
student loans

3 Common Myths Surrounding Student Loan Consolidation

By College Raptor StaffLast updated on December 22, 2022
Student loan consolidation allows you to combine multiple federal student loans into one loan so that you make only one payment every month instead of multiple payments. This option offers several benefits to borrowers. Unfortunately, the myths surrounding student loan consolidation cause a lot of confusion resulting in many students making the wrong decision, which …
student loans

What NOT To Do With Your Student Loan Money

By College Raptor StaffLast updated on March 28, 2023
Is it illegal to spend student loan money? Even if it isn’t illegal, should you spend your student loan money on unrelated purchases? The big question is, are you allowed to do that? When you apply for a federal student loan, the funds are disbursed directly to your school. The school’s financial office deducts what it …
A purple background with a dark green circle, with the number 529 in the center.
financial advice & planning

Pros and Cons of a 529 Savings Plan

By College Raptor StaffLast updated on December 22, 2022
529 plans are a type of tax-advantaged, custodial savings plan designed to help families nationwide cover education-related costs. They are also known as qualified tuition programs or Section 529 plans. Millions of families across America enroll in this plan for the many benefits it offers. However, as with any type of financial plan, it has …
Put the pieces of the puzzle together by knowing what consolidate your student loan means
student loans

What Does it Mean to Consolidate Your Student Loan?

By College Raptor StaffLast updated on May 14, 2024
Consolidating student loans involves combining multiple federal student loans into one loan with one monthly payment amount and one due date. Consolidation is applicable only to federal student loans. The only way to combine private student loans is by refinancing. Student loan consolidation offers several benefits but there are also a few downsides that you …

Subscribe to Our Newsletter

Join thousands of students and parents learning about finding the right college, admissions secrets, scholarships, financial aid, and more.