College Raptor Staff

What's the difference between delinquent and default?
student loans

Student Loan Default Vs. Student Loan Delinquency

When you are behind on your student loan payments, it is considered a delinquency. It does not take long for a loan delinquency to occur. If you miss a due date payment, the very next day the loan is considered to be delinquent. The loan goes into default if you are delinquent for a certain …
Here are some scholarship essay must-haves that you absolutely need when typing up your essay
scholarship search & applications

Scholarship Essay Must-Haves

Nothing beats getting a scholarship when you are looking for financial assistance to fund your college education. With a scholarship, you don’t have to worry about repayments or interest rates, or default. Scholarship awards are free and can make it so much easier to pay for college. Of course, you will have to put in …
Should you consolidate your student loans
student loans

Should You Consolidate Your Student Loans?

Do you have to send in payments to more than one lending institution to repay your student loans? Do you have a huge monthly payment that you are scrambling to scrape up each month? If any of the two scenarios above apply to you, then loan consolidation may be the right choice for you. Take …
Ask yourself these two student debt questions before picking a college
college search

Ask Yourself These 2 Debt Questions When Choosing A College

When trying to match your financial aid requirements with the college tuition fees, the biggest question you may be faced with is this—Should you accept the maximum financial assistance you are awarded and attend the most expensive college on your list. Or, should you lower your sights and apply to a less expensive college? There …
A close-up shot of a "walk" light.
student loans

Should You Auto-Debit Your Student Loans?

After you’ve graduated from college, it’s time to deal with two major things—job hunting and repaying those dreaded student loans. Those student loans that you took out in college no longer differ and start to add interest. The sooner you pay your loans off, the better. Paying your loans off faster means paying less interest …
Pay off your student loans faster and enjoy your financial folder
student loans

Tips For Paying Off Student Loans Faster

The sooner you pay off your student loans, the earlier you will be able to enjoy your long-awaited financial freedom and all the perks that come with it. Here are a few things you should consider doing in order to pay off your student loans faster. Pay back more than the minimum whenever you can …

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