College Raptor Staff

Private student loans can help you afford college, but here are some things you need to know
student loans

Your Guide to Private Student Loans

Private student loans, also known as private education loans or alternative education loans, can help fund your education gap when federal aid, scholarships and savings don’t fully cover the cost of school. Private loans are offered by many banks and each have their own requirements, interest rates, and protections. Before you borrow money for college, …
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student loans

Important Things to Know About Stafford Loans

Stafford Loans are a type of federal student loan offered by the U.S. Department of Education.  The Stafford Loan program was established in 1988. It was named after Senator Robert Stafford who was instrumental in passing legislation that transformed the Higher Education Act of 1965. As of 2010 however, the Stafford Loan program was renamed …
One option to save for college is a 529 savings plan
questions & answers

What is a 529 Savings Plan?

Key Takeaways: 529 College Savings Plans are tax-advantaged investment accounts that can be used for education-related expenses. All states have 529 Plans and you don’t have to live in the state in which you open an account. That gives savers a lot of options to find a plan that works for them. If a beneficiary …
Student taking pictures of violet flowers on the ground.
questions & answers

What Are College Electives and Why are They Important?

When selecting your college courses, you will typically have three categories to choose from. The first is general education requirements, which all students are required to take. The second is courses required for specific majors. Under this category, you’ll choose from courses that are relevant to the specific major you’re pursuing. The third is electives, …
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tips tools & advice

5 Ways to Reduce Stress in College

College is a major stressor for many students which is why knowing how to deal with college stress is crucial for optimal performance and overall mental health. According to the American College Health Association, over 40% of students feel more than average levels of stress. Between juggling an academic load, jobs, relationships, social activities, and …
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student life

Pros and Cons of Greek Life on Campus

Key Takeaway Joining the Greek community is a popular way that many students choose to get involved on their college campus every year. While Greek life can provide social connections and networking opportunities, it can also come with potential drawbacks such as social limitations and unhealthy behaviors. Before deciding to join a fraternity or sorority, …
A coin jar with pennies and dimes spilling out of it.
affordability & college cost

Why Should College Be Free?

Should college be free? It’s an oft-asked question with a complicated and arguably unclear answer. With rising college costs and the student debt incurred the question is only being brought up more often. So why should college be free? Well, there is evidence that it could help to close the inequality gap, encourage learning, and …

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