financial advice & planning

What is “Credit Card Education” for Young Adults?

By College Raptor StaffLast updated on January 24, 2023

Getting your own credit card is one of many thrills of entering the age of adulthood. That’s when you turn 18 years of age in some states and 21 years in others. Having a credit card increases your purchasing power and gives you the opportunity to building your credit score. Yet, using your credit card …

college applications

Essay Theme Ideas

By College Raptor StaffLast updated on December 22, 2022

Not sure what to write about for your upcoming college application essay? It can be tough landing on a topic, but it’s important to write about something that is special and important to you. Authenticity is essential in these pieces. If you’re stuck on a topic or theme though, here are some ideas that can …

college admissions, questions & answers

How To Prepare for A College Interview

By College Raptor StaffLast updated on January 22, 2024

Not all colleges require interviews, but if you applied to one that does, it’s not unusual to be a little intimidated. Lots of questions could likely be asked. To ease your nerves, we’ve put together a list of questions you can expect plus seven preparation tips. As with any big event, the key to being …

financial aid

What Are The Basic Eligibility Criteria For Federal Financial Aid?

By College Raptor StaffLast updated on January 24, 2023

Federal financial aid refers to funding offered by the federal government. It includes grants, work-study, and various types of student loans. All of these help to lower the cost of college considerably. What Are The Eligibility Criteria For Getting Federal Financial Aid? Basic eligibility criteria for federal financial aid include the following: Be a U.S. …

financial advice & planning

The Basics of Credit

By College Raptor StaffLast updated on January 24, 2023

Credit is an integral part of building a solid financial future. It determines your ability to get a line of credit in the form of credit cards and loans. It also impacts the cost of borrowing. While good credit can make borrowing a breeze, bad credit can severely restrict your options. Understanding the basics of …

financial advice & planning

Roth vs. 529 – Which Is Better?

By College Raptor StaffLast updated on January 24, 2023

Roth IRAs and 529s are two types of tax-friendly accounts that can help families save for college tuition. As with any other type of saving program, neither one is best for all families, and both offer great benefits. Each has its own downsides too. Understanding the fundamentals of Roth vs. 529 can help you decide …

college admissions

What’s a College Preparation Service?

By College Raptor StaffLast updated on December 22, 2022

A college preparation service is a specific type of counseling or guidance service that focuses on helping high school students successfully navigate the college admissions process. For high school students, applying to college can be overwhelming and stressful and that’s not surprising. Not only is the college application process long and confusing, but it is …

financial advice & planning

Should You Have a Credit Card in College?

By College Raptor StaffLast updated on May 22, 2023

Using a credit card in college has a lot of benefits, from everyday convenience to peace of mind in emergencies and most significant of all, the opportunity to build credit. So, should you have a credit card in college? You should consider getting a credit card in college if you’re sure you’ll use the card …

financial advice & planning

5 Ways To Save for College

By College Raptor StaffLast updated on January 24, 2023

Open a 529 Put Money into a Custodial Account Open a Coverdell Education Savings Account Start a Roth IRA Open a Traditional Savings Account College tuition is frightfully expensive and out of reach for most families in America. What’s worse is that the fees keep increasing every year. Most families take on thousands of dollars …