College Raptor Staff

Applying to college can be challenging, and so we at College Raptor feel it's our duty to make that process as easy, smooth, and rewarding as possible. We work hard to clarify dense material, dispel myths, uncover information, and help you learn what you need to know!
pause on student loan payments
financial advice & planning, student loans

Student Loan Payments Paused Until May 01, 2022 – Should You Pay Anyway?

By College Raptor StaffLast updated on March 29, 2023
There are some compelling benefits to making federal student loan payments even though the pause has been extended. However, this may not necessarily be the best option for everyone. Whether you should pay or not depends largely on your financial circumstances. The student loan pause or forbearance was initiated by the federal government in 2020 …
should i refinance my federal student loans
financial advice & planning, student loans

Should I Refinance My Federal Student Loans Before The Moratorium Ends?

By College Raptor StaffLast updated on January 24, 2023
The federal student loan moratorium is set to end May 1, 2022. Loan payments as well as interest are set to resume after that. The question on most borrowers’ mind right now is: ‘Should I refinance my federal student loans before the moratorium ends?’. It’s not surprising that everyone’s got refinancing on their mind. Interest …
student loan payments restart
financial advice & planning, student loans

12 Things To Do Before Student Loan Payments Restart On May 01, 2022

By College Raptor StaffLast updated on January 24, 2023
Initiated as a COVID-19 emergency relief measure in early 2020, the student payment pause has been extended several times over the past two years. The latest extension was announced by President Joe Biden in mid-December 2021. According to that announcement, student loan payments restart on May 01, 2022. The two year payment pause has given …
how-to-read-FAFSA-Results
financial advice & planning, financial aid

How to Read Your FAFSA Results

By College Raptor StaffLast updated on January 24, 2023
You must file the FAFSA or Free Application for Federal Student Aid in order to qualify for any type of federal or institutional financial aid for college. After you submit your FAFSA, it is sent to all the colleges you’ve listed on the application. Every college that accepts your application will send you a financial …
do you really need a credit card
financial advice & planning

Do You Really Need A Credit Card?

By College Raptor StaffLast updated on January 24, 2023
Frustrating as it may sound, the answer to ‘do you really need a credit card’ is – it depends. That’s true. Whether you really need a credit card depends on a number of factors, primarily your financial goals and your spending habits. There’s no doubt a credit card offers some powerful benefits, from helping finance …
student-loan-repayment-extension
financial advice & planning, questions & answers

What Does the Student Loan Repayment Extension Mean for You?

By College Raptor StaffLast updated on January 24, 2023
If you’ve got federal student loans and are following the latest updates, you’ve definitely heard about the latest student loan repayment extension. On December 21, 2021, President Biden announced that the student loan repayment pause would be extended from January 31, 2022 to May 1, 2022. The additional 90 days of no payments has students …

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