Hilary Cairns

Hilary Cairns is a graduate of SUNY New Paltz and has a BA in English/Creative Writing. She's an established freelance writer who also has a hand in marketing, social media, and editing for various businesses across the United States.
One repayment method is a graduated repayment plan.
student loans

Pros and Cons of Graduated Repayment Plans

By Hilary CairnsLast updated on December 22, 2022
After graduation, you have quite a few options when it comes time to repay your student loans. One of those options is a graduated repayment plan. This plan works by starting your payments lower and raising them slowly over time. Here’s a rundown of what that means for you as well as the pros and …
A pile of one-dollar bills.
questions & answers

How Do Graduate Students Qualify For Financial Aid?

By Hilary CairnsLast updated on December 22, 2022
Earning your Bachelor’s degree can be an exciting, yet scary, time. After all, you’ve worked hard to achieve all of this over the last four years, but now you have a choice. Search for a job or continue your education? Choosing education can be a bit frightening, due to the continued cost, but just like …
Students standing in front of a large globe.
questions & answers

What is a Fellowship?

By Hilary CairnsLast updated on December 22, 2022
You’ve might have heard the word “fellowship” thrown around a bit here and there, but have you ever wondered what it meant? A fellowship is not quite a scholarship and it’s not quite an internship, but it can be similar to both. Here’s a rundown on what you need to know and how you can …
Don't believe these myths about the SAT.
myths

More Myths About the SAT

By Hilary CairnsLast updated on December 22, 2022
Plenty of myths circulate around the SAT and you’ve probably have heard a few as you’re preparing for your test date. Believing these myths can actually be detrimental to your final SAT score as well as your college applications. Here are just three you may have heard during high school. Myth: The PSAT Isn’t Important …
You don't have to major in a subject you're really good at.
myths

Myth: What You Major in has to be a Subject You Are Really Good At

By Hilary CairnsLast updated on May 18, 2023
It’s a common belief (and misconception) that if you’re good at something, you should make it your life’s path. This is especially the case when it comes to college and your future career. Many students believe that what to major in is entirely tied to whether or not they’re really good at a certain subject. …

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