Credit Analysts

People in this career often have these skills:

• Critical Thinking - Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.
• Reading Comprehension - Understanding written sentences and paragraphs in work-related documents.
• Speaking - Talking to others to convey information effectively.
• Active Learning - Understanding the implications of new information for both current and future problem-solving and decision-making.
• Active Listening - Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

• Mathematics - Using mathematics to solve problems.

People in this career often know a lot about:

• Economics and Accounting - Knowledge of economic and accounting principles and practices, the financial markets, banking, and the analysis and reporting of financial data.
• Mathematics - Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.
• English Language - Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.

People in this career often have talent in:

• Oral Expression - The ability to communicate information and ideas in speaking so others will understand.
• Oral Comprehension - The ability to listen to and understand information and ideas presented through spoken words and sentences.
• Written Comprehension - The ability to read and understand information and ideas presented in writing.
• Inductive Reasoning - The ability to combine pieces of information to form general rules or conclusions (includes finding a relationship among seemingly unrelated events).
• Problem Sensitivity - The ability to tell when something is wrong or is likely to go wrong. It does not involve solving the problem, only recognizing that there is a problem.

• Deductive Reasoning - The ability to apply general rules to specific problems to produce answers that make sense.
• Mathematical Reasoning - The ability to choose the right mathematical methods or formulas to solve a problem.
• Number Facility - The ability to add, subtract, multiply, or divide quickly and correctly.
• Information Ordering - The ability to arrange things or actions in a certain order or pattern according to a specific rule or set of rules (e.g., patterns of numbers, letters, words, pictures, mathematical operations).
• Near Vision - The ability to see details at close range (within a few feet of the observer).
• Written Expression - The ability to communicate information and ideas in writing so others will understand.

People in this career often do these activities:

• Assess risks to business operations.
• Analyze business or financial data.
• Prepare contracts or other transaction documents.
• Calculate data to inform organizational operations.
• Prepare financial documents, reports, or budgets.

• Analyze market conditions or trends.
• Collect payments for goods or services.
• Assess financial status of clients.
• Advise others on financial matters.
• Examine financial records.
• Confer with others about financial matters.
• Correspond with customers to answer questions or resolve complaints.

• Accountants and Auditors

• Budget Analysts

• Insurance Underwriters

• Compensation, Benefits, and Job Analysis Specialists

• Personal Financial Advisors

• Bookkeeping, Accounting, and Auditing Clerks

• Brokerage Clerks

• Loan Interviewers and Clerks