financial advice & planning, questions & answers

College Affordability: How Community College Can Help Fill the Gap

By College Raptor StaffLast updated on July 14, 2023

Financial stress and college affordability is a huge factor when choosing where to further your education. In fact, 70% of teens in 2023 (vs. 61% in 2022) have financial concerns about pursuing higher education.  This begs the question: Is making college affordable a real option for upcoming and current college students? We believe the answer …

financial advice & planning

Cryptocurrency Pros And Cons: What Students Should Consider

By College Raptor StaffLast updated on July 11, 2023

Cryptocurrency is a type of digital currency. It is different from the traditional form of money we use in our everyday lives, such as coins or paper bills. You cannot see, touch or feel cryptocurrency. It exists only in electronic form and is created and stored using advanced computer technology called cryptography. Cryptography is like …

financial advice & planning

Common Credit Report Errors and How to Correct Them

By College Raptor StaffPublished on May 19, 2023

Your credit report is an important document that reflects your financial history and impacts your ability to get credit or secure favorable interest rates. Common errors on your credit report damage your credit score and have an adverse effect on your overall financial health.  Unfortunately, no matter how meticulous you are, your credit report could …

financial advice & planning

10 Good Money Habits to Help Build Financial Stability

By College Raptor StaffPublished on May 16, 2023

Forming and maintaining good money habits is sometimes easier said than done. But it’s essential to your financial stability and ultimate success. Let’s look at two scenarios.  Consider this – The latest iPhone has just been launched. You don’t need it but you really want it. Besides, you have some spare cash and can afford …

financial advice & planning

Financial Literacy for College Students: How to Find, Budget, and Save Money

By College Raptor StaffPublished on May 16, 2023

With college comes great responsibility. Yup, that includes money matters. For most college students, you’ll become more and more responsible for handling your money. That means figuring out how to get the money you need, where to get it from, and how to make it last. This is where financial literacy comes in. Financial literacy …

financial advice & planning

5 Ways To Help Your Child Build Credit Before College

By College Raptor StaffPublished on May 16, 2023

Credit history is a vital aspect of your child’s financial journey. It determines whether they’ll be able to secure low-interest rates on student loans in the immediate future. After college, it will continue to impact their ability to secure competitive rates on personal and vehicle loans, credit cards, and mortgages. An individual’s credit history could …

financial advice & planning

Why Is Financial Literacy Important for College Students?

By College Raptor StaffLast updated on April 24, 2023

In the shuffle of sending college applications, writing scholarship essays, and applying for student loans, the one thing that goes overlooked is the importance of financial literacy. This is a huge mistake that can have far-reaching consequences. Financial literacy is the most important thing a student can learn to ensure their financial stability over the …

financial advice & planning

How to Manage Your Checking Account: 6 Easy Tips

By College Raptor StaffPublished on April 7, 2023

Opening a checking account offers several benefits but only if used responsibly. It’s important that you keep track of and understand how to manage your checking account. We have some important checking account tips to make sure your money is safe and to help keep you in the green. What is a checking account?  A …

financial advice & planning

Top 5 Financial Literacy Tools For College Students

By College Raptor StaffPublished on April 7, 2023

Knowing how to manage your money in college is one of the most important skills you can have. You have to master the art of stretching your limited spending money while also saving to pay back your student loans. This is where a financial literacy tool can help.  Financial literacy tools for college students aim …

financial advice & planning

8 Ways To Make Your College Experience More Affordable

By College Raptor StaffLast updated on August 21, 2024

Key Takeaways The cost of college is higher than it’s ever been with tuition doubling since 2000. Filing FAFSA, exploring financial aid options, and comparing tuition rates can help make higher education more affordable. Earning college credits in high school, considering alternative education options, and working part time are other great ways to help alleviate …