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Colleges sure do love their acronyms. While searching for federal financial aid you might have come across the term SEOG, but what does it mean?
Supplemental Educational Opportunity Grant
The SEOG (or FSEOG) is a federal grant offered to college students to help pay their higher education expenses. It’s typically reserved for students with the greatest financial need. The maximum amount of the SEOG is $4,000 per year, but the school itself determines the amount given to the particular student—so it could be less than that.
Eligibility Requirements
In order to be considered for the SEOG, a student must:
- Be a US citizen, or eligible non-citizen
- Not have an existing bachelor’s degree (aka: they must be pursuing their first bachelor’s)
- Not be in default of any other federal loan
- Not have a Pell grant overpayment
- File their FAFSA
Funding
The school can fund from $100 to $4,000 to needy students. The federal government gives each college a certain amount of money to award via the SEOG.
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| Lender | Rates (APR) | Eligibility | |
|---|---|---|---|
 |
5.50%-16.12%* Variable
3.99%-15.61%* Fixed
|
Undergraduate and Graduate
|
VISIT CITIZENS |
 |
5.54% - 15.70% Variable
3.99% - 15.49% Fixed
|
Undergraduate and Graduate
|
VISIT SALLIE MAE |
 |
4.63% - 17.99% Variable
3.49% - 17.99% Fixed
|
Undergraduate and Graduate
|
VISIT CREDIBLE |
 |
6.00% - 13.75% Variable
3.99% - 13.75% Fixed
|
Undergraduate and Graduate
|
VISIT LENDKEY |
 |
5.66% - 14.72% Variable
3.69% - 14.56% Fixed
|
Undergraduate and Graduate
|
VISIT ASCENT |
 |
3.70% - 8.75% Fixed
|
Undergraduate and Graduate
|
VISIT ISL |
 |
5.62% - 16.85% Variable
3.69% - 16.49% Fixed
|
Undergraduate and Graduate
|
VISIT EARNEST |
|
|
5.00% - 14.22% Variable
3.69% - 14.22% Fixed
|
Undergraduate and Graduate
|
VISIT ELFI |
