financial aid

State Grants for Mississippi Students

By Hilary CairnsLast updated on July 28, 2023

Did you know the state of Mississippi has several grants available to its students who wish to go to college? We cover just a few of these below, plus give you additional resources so you can learn more about going to and affording college in Mississippi! Mississippi State Grants 1. Higher Education Legislative Plan (HELP) …

financial aid

Important Things to Know When Filing FAFSA for Grad School

By College Raptor StaffPublished on February 24, 2023

The FAFSA (Free Application for Federal Student Aid) is a standard application for students to access federally subsidized financial aid. You most likely received federal financial aid after filing the FAFSA as an undergraduate student. You can also access low-cost student loans, grants, and scholarships by filing the FAFSA for grad school.  The process of …

financial aid

A Quick Guide to Recertifying Income-Based Repayments

By College Raptor StaffPublished on February 24, 2023

All federal student loan borrowers have access to income-based repayment plans. These plans can help lower your monthly repayments if you can’t afford the current repayment amount. To stay on the plan, it’s important to renew your plan every year. This is known as recertifying your income-based repayment.  Why You Need To Recertify Income-Driven Repayments …

student loans

Can I Claim Student Loan Interest Deduction?

By College Raptor StaffLast updated on March 7, 2023

You may be eligible to claim a student loan interest deduction if you took out student loans to cover educational expenses. This tax break allows eligible borrowers to deduct up to $2,500 paid interest from their annual taxable income.  What Is Student Loan Interest Deduction? Student loan interest refers to the interest you’ve paid on …

student loans

8 Tips for Dealing with Student Loan Debt

By College Raptor StaffPublished on February 14, 2023

Staying on top of your loans can seem like a never-ending struggle. On the one hand, you have to keep track of multiple payment amounts and due dates. On the other hand, you have to figure out how to get the funds to repay the debt. But dealing with student loan debt doesn’t have to …

questions & answers

Can You Return Unused Student Loan Money?

By College Raptor StaffPublished on February 10, 2023

Have you borrowed more than you need and are wondering what happens to unused student loan money? You may or may not be able to return the excess amount without paying interest or fees depending on your lender and type of loan. Let’s walk through the different scenarios.  Why You May Have Unused Student Loan …

scholarships

What is the Disney College Program?

By Hilary CairnsLast updated on February 6, 2023

Did you grow up going to Disney parks in California and Florida? Or perhaps you grew up watching Disney movies and shows? If you love everything Disney, you may just want to consider adding the Disney College Program to your resume – especially if you dream about working there. It’s a type of paid internship …

student loans

Is There a Statute of Limitations on Private Student Loans?

By College Raptor StaffPublished on February 1, 2023

Yes, there is a statute of limitations on private student loans. Once this statute of limitations is reached, a creditor can no longer sue you. It’s important to know that this time limit applies ONLY to private student loans. Federal student loans are not subject to applies of limitations. The federal government can take steps …

financial aid

State Grants for Michigan Students

By Hilary CairnsLast updated on July 28, 2023

Michigan students can find a number of Michigan college grants, programs, and more on their state’s website! We cover just a few of the many awards below, plus give you resources where you can find additional information on programs you may be eligible for. Michigan State Grants 1. MI Future Educator Fellowship For future teachers, …

financial aid

State Grants for Massachusetts Students

By Hilary CairnsLast updated on July 28, 2023

Massachusetts students and residents can take advantage of a number of scholarships, grants, and other financial aid programs to make it easier to afford college. We review some of them below, plus give you some links to find other opportunities available to students in the MA state! Massachusetts State Grants 1. Christian A. Herter Memorial …