student loans

Can Students Take Over Parent PLUS Loans?

By College Raptor StaffLast updated on December 30, 2024

Student loan borrowers can’t directly take over their parents’ Parent Plus Loans from the federal government as it isn’t in the students’ names. However, there may be options available if you’re considering student loan refinancing through a private lender. Below, we explain everything you need to know about Parent Plus Loans, how they’re paid back, …

student loans

These 9 Careers Will Have the Easiest Time Paying Back Their Student Loans

By Kaeli Nieves-WhitmoreLast updated on February 25, 2025

There is no way around it. College is expensive. To help pay for their educations, students are taking out more and more student loans and graduating with more and more student debt. But, some students are able to pay off their student loans faster than others based on their careers. Here are 10 of the …

student loans

LendKey Review – Student Loans from Local and Regional Credit Unions

By Tyler HakesLast updated on February 25, 2025

LendKey offers borrowers a way to refinance their student loans using local and regional credit unions, and community lenders. Going local is one of the main reasons people choose to use their service over other competitors, which tend to be large national or multinational corporations or services that connect borrowers with those lenders. Borrowing from …

student loans

How to Lower Your Student Loan Interest Rate

By College Raptor StaffLast updated on February 25, 2025

Interest on your student loans may add thousands of dollars to your borrowing cost over the life of the loan. Scoring even a marginal drop in the interest rate could save you a substantial amount in accrued interest. With good credit and a stable income, you may be able to lower your student loan interest …

student loans

5 Reasons to Refinance Your Student Loans

By Tyler HakesLast updated on February 25, 2025

Many borrowers see ads and websites that talk about refinancing their student loans, but they never really understand the reasons to refinance. What are the benefits of refinancing? Why does it even matter? These are fair questions–after all, why take the time to refinance your student loans if you’re not getting anything out of it? …

student loans

5 Ways to Lower Your Student Loan Payments

By Tyler HakesLast updated on February 25, 2025

Student loan payments can be a big hassle for many graduates. Among the major complaints are that many students cannot afford to make their monthly payments once they come due. Do you need to lower your monthly payment to help make ends meet? Well, you’re in luck. There are a number of ways to reduce …

student loans

How to Pay Off Your Student Loans in 5 Years: A Practical Guide

By Tyler HakesLast updated on February 25, 2025

Student loan payments are like that friend who can’t get the hint and sticks around way after the party is over–except, instead of 20 or 30 excruciating minutes, they last about 10 excruciating years. Of course, there are trade-offs between paying more on your loans (having less money now) but paying them off sooner, versus …

student loans

Student Loan Assistance and Forgiveness: Fact or Fiction?

By Tyler HakesLast updated on February 25, 2025

Many student borrowers wonder about the idea of loan assistance or forgiveness. There are often ads everywhere for “Obama Loan Forgiveness” programs–but are they legit? We investigated a number of companies and options to learn about these programs and figure out which ones are fact and which ones are peddling fiction. Unfortunately–as you may have …

financial aid

Is Work Study Financial Aid? A Quick Guide to FWS

By College Raptor StaffLast updated on August 28, 2023

Yes, work study is part of federal financial aid. However, it works differently from other forms of federal financial aid that’s awarded to students. When you get accepted into a college, you’ll receive a financial aid package detailing the different forms and amounts of financial aid you’ll receive. If you qualify for work study, the …

student loans

9 Ways to Pay Off Your Student Loans Sooner

By Kaeli Nieves-WhitmoreLast updated on February 25, 2025

Student loans have become one of the most common types of loans in the US. As tuition costs have risen, students are relying more and more on student loans to cover the cost of their education. But paying student loans back can feel like a never-ending process. So how do you cut that process into …