student loans

Consolidating Private and Federal Student Loans

By Tyler HakesLast updated on April 27, 2023

Many college grads have student loan debt from multiple sources. Usually, the biggest chunk of debt is owed to the U.S. Department of Education in the form of Federal Direct subsidized and unsubsidized loans. But, many students also have private student loans from companies like Sallie Mae (now Navient), Discover, or a local bank or …

student loans

What You Should Know About Refinancing Student Loans Through a Private Lender

By Tyler HakesLast updated on December 22, 2022

In the world of student loans, you basically have two options: Federal loans and private loans. Most students borrow federal loans first–until they reach their maximum amount each year–and then rely on private student loans to make up any difference between the cost of college and the amount they can borrow from the feds. These …

student loans

5 Secrets to Saving Money on Your Student Loans

By Tyler HakesLast updated on December 22, 2022

Student loans can be a huge burden for many graduates. Not only do they eat up a big chunk of your monthly income, but the fact that you’re stuck paying them back for 10+ years can make them feel never ending. That’s why at some point almost every borrower asks themselves the same question: How …

student loans

5 Red Flags to Avoid When Refinancing Your Student Loans

By Tyler HakesLast updated on December 22, 2022

Refinancing your student loans can be a super smart move. It can save you a lot of hassle in having to deal with multiple payments, it can lower your monthly payments, and it can save you a ton of money over the life of your student loans. But, not all student loan refinance offers are …

student loans

Student Loan Refinancing When You Have Bad Credit

By Tyler HakesLast updated on December 22, 2022

One of the toughest situations to be in as a borrower with student loan debt is needing or wanting to refinance your loans to save money, but not having the credit you need to be approved for the terms of refinancing your loans. It can feel a lot like you’re trapped in an endless cycle–you can’t …

student loans

Now is the Time to Refinance Your Student Loans — Here’s Why

By Tyler HakesLast updated on December 22, 2022

If I was a betting man–and I am, given the right bet–I’d say that the odds are pretty good that right now is the time for you to start the process of refinancing your student loans. How could I possibly know that without knowing anything about your financial situation? Because there are many objective reasons …

student loans

These Two Sites Will Help You Conquer Your Student Loans

By Tyler HakesLast updated on December 22, 2022

Do you ever wish you had an “Easy” button that would help you sort out all of the questions and concerns you had about your student loans? What if you could conquer your student loans that easily? Do you have questions like: Can I get a lower interest rate? What is a “good” interest rate, …

student loans

How to Refinance Your Student Loans If You Don’t Have a Co-Signer

By Tyler HakesLast updated on December 22, 2022

One challenge that many borrowers run into when looking to take out or refinance student loans is the need to have a co-signer. Having a co-signer can make a big difference. A co-signer means an approved application or qualifying for better rates and repayment terms. Most lenders also consider student loans as unsecured debt, making …

student loans

PSA: Your Student Loans Can Save You Money on Your Taxes

By Tyler HakesLast updated on December 22, 2022

It sucks paying student loans. But, once a year, you’ll be (at least a tiny bit) happy you have them: When it’s time to do your taxes. Turns out, you can save money on your taxes from your student loans. Most borrowers with student loans can, indeed claim a tax deduction for the interest they’ve paid …

student loans

Here’s How Much You Could Save by Refinancing Student Loans

By Tyler HakesLast updated on December 22, 2022

If you have student loans, you’ve no doubt heard someone mention refinancing student loans as an option. You may have even heard that it will save you a bunch of money. But, how much can you actually save? How does refinancing actually save you that money? In this post, we’ll break down how you can save …