financial advice & planning, questions & answers

College Affordability: How Community College Can Help Fill the Gap

By College Raptor StaffLast updated on July 14, 2023

Financial stress and college affordability is a huge factor when choosing where to further your education. In fact, 70% of teens in 2023 (vs. 61% in 2022) have financial concerns about pursuing higher education.  This begs the question: Is making college affordable a real option for upcoming and current college students? We believe the answer …

financial aid

2024-2025 FAFSA Changes: What You Should Know About!

By Hilary CairnsLast updated on October 2, 2023

Due to the FAFSA Simplification Act passed in 2021, the Free Application for Federal Student Aid (FAFSA) has been undergoing some major changes in the past year. And it’s set to undergo some more for the 2024-2025 award year! This upcoming FAFSA is the biggest overhaul yet of the system, so students and their families …

student loans

How Long Does It Take to Pay Off Student Loans

By College Raptor StaffPublished on July 11, 2023

One of the biggest questions most graduates’ ask is, ‘how long will it take me to pay off my student loan?’ It’s not surprising that this question would weigh heavily on a graduate’s mind. Most students take a few thousand dollars in student loans to fund their college education. Paying back this debt can take …

student loans

How to Prove Undue Hardship for Student Loans

By College Raptor StaffPublished on July 3, 2023

Proving undue hardship for student loans is something that comes up only if you file for bankruptcy. But this should only be considered as a last resort. Filing for bankruptcy is complicated and time-consuming and it will have a damaging effect on your credit. You will most likely have to hire a bankruptcy lawyer because …

student loans

Are There No Credit Check Student Loans and Which are the Best?

By College Raptor StaffPublished on June 21, 2023

Yes, there are no credit check student loans but they are offered only by the federal government and very few private lenders. Generally, the federal government does not conduct credit checks to assess student loan applicants. All students enrolled in accredited educational institutions across America are eligible for federal student loans. Private student loan applications …

financial advice & planning

Cryptocurrency Pros And Cons: What Students Should Consider

By College Raptor StaffLast updated on July 11, 2023

Cryptocurrency is a type of digital currency. It is different from the traditional form of money we use in our everyday lives, such as coins or paper bills. You cannot see, touch or feel cryptocurrency. It exists only in electronic form and is created and stored using advanced computer technology called cryptography. Cryptography is like …

student loans

How Many Americans Have Student Loan Debt?

By College Raptor StaffPublished on June 1, 2023

Have you ever looked into how many Americans have student loan debt? If you’ve never checked out the numbers before, you may find the statistics below interesting. You hear a lot about student loan debt being the second highest consumer debt in the country, second only after mortgages. Although that gives you some idea of …

student loans

No-Fee, Low-Fee, And Full-Fee Lenders

By College Raptor StaffLast updated on June 1, 2023

Borrowing money is expensive regardless of whether you’re borrowing to buy a house or car or to pay for college. First of all, you pay interest on the amount that you borrow. In addition to the interest, some lenders also charge assorted fees to cover administrative costs and mitigate the risks of lending. These fees …

financial advice & planning

Common Credit Report Errors and How to Correct Them

By College Raptor StaffPublished on May 19, 2023

Your credit report is an important document that reflects your financial history and impacts your ability to get credit or secure favorable interest rates. Common errors on your credit report damage your credit score and have an adverse effect on your overall financial health.  Unfortunately, no matter how meticulous you are, your credit report could …

student loans

4 Reasons Lender Longevity Matters

By College Raptor StaffPublished on May 16, 2023

There are several factors you need to take into consideration when looking for student loans. To start with, you’ll need to compare interest rates and fees so you can find the lowest-cost loan. You also need to look into each lender’s terms and conditions, protections, and penalties. There’s one other factor that not many people …