All Student Loans Articles

Avoid these mistakes that can result in your student loans negatively affecting your credit score
student loans

How to Avoid Student Loans Negatively Affecting Your Credit Score

By Allison WignallLast updated on December 22, 2022
Believe it or not, student loans can actually be beneficial! If managed properly, student loans can end up positively affecting your credit score and history—showing that you’re a responsible borrower. However, if mismanaged, student loans can end up negatively affecting your credit score. A negative credit score makes it harder for you to get loans …
Caution sign.
student loans

Common Student Loan Scams and How To Avoid Them

By College Raptor StaffLast updated on August 5, 2024
With the ever-increasing cost of college, many students need to take out a student loan to pay for college. Looking for low-cost student loans to cover your college tuition can be a trying process. Repaying your loans with interest after graduation can be even more daunting. When you’re under that kind of stress, it’s easy to fall …
Coins dropped into the fountain.
student loans

Student Loan Delinquency and How to Avoid it

By College Raptor StaffLast updated on December 22, 2022
Once your college days are over and you have that first post-graduate job, it feels great to be able to be your own person financially and pay for things when you need or want them. One of the negative aspects of this, however, comes in the form of looming student loan delinquency. You signed that …
Unfortunately, federal loan interest rates are on the rise
student loans

Federal Loan Interest Rates On The Rise

By College Raptor StaffLast updated on December 22, 2022
The last thing any student wants to hear is that attending college or graduate school is going to cost more than it did before. Or, that their federal student loan’s interest rate is increasing. Unfortunately, that is the reality. Not only have tuition fees gone up, but federal loan interest rates are on the rise …
How do you get your student loans out of default?
student loans

How To Get Out Of Student Loan Default

By College Raptor StaffLast updated on December 22, 2022
Taking out student loans to pay for college is already stressful. The last thing any borrower wants is to let their loan go into default. Keep in mind that there’s a difference between delinquency and defaulting. Delinquency is when you initially miss a payment. Defaulting is when you miss a payment and don’t make any …
Quarter dollar coin placed over a one dollar bill.
student loans

All About Capitalization And Student Loan Interest

By College Raptor StaffLast updated on December 22, 2022
Just when you think you’ve read all you possibly could about student loans, you are sure to come across yet another new term that you need to read up about. Learning everything there is to know about student loans will empower you to make well-informed decisions. With that said, if you have not heard about …
money for your student loan consolidation
student loans

How Credit Score Affects Student Loan Refinance And Consolidation

By College Raptor StaffLast updated on December 22, 2022
Student loan consolidation and refinancing are two of the most popular solutions that students turn to in order to better manage their loan payments. However, both refinance and consolidation work differently from each other. How Credit Score Affects Student Loan Consolidation Consolidating your loans means you are simply combining multiple existing loans into a single consolidated …

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