All Student Loans Articles

As tempting as it is, don't go with the first student loan option you see. Shop around instead
student loans

Don’t Just Go With The First Student Loan Option; Shop Around!

By College Raptor StaffLast updated on December 22, 2022
You’ve gotten accepted into college, but now your face-to-face with an uncomfortable question: how are you supposed to pay for school? Beyond scholarships and grants, there’s student loans. Accepting the first student loan option you are offered can be tempting, especially when it can make the difference between attending or not attending college. However, accepting …
student loans

Which Repayment Period Is Best For Me?

By College Raptor StaffLast updated on December 22, 2022
Choosing a student loan is complex at best. Every decision you make, from the loan amount to apply for to the repayment terms, will ultimately impact the amount of debt you have to repay after you graduate. Deciding on the right repayment period is one of the many factors that you need to take into …
Crowd of student graduate class in caps and gowns.
student loans

How to Lower Your Potential for Student Loan Debt

By Devin MorrisseyLast updated on December 22, 2022
Considering college? Wondering how you’re going to pay for it? Those student loans might look appealing, especially if you won’t see a bill until after graduation … Stop right there. Don’t sign up for a single loan just yet. First, consider the options we’re going to lay out in this article. According to Maryville University, …
A person fanning out hundred dollar bills.
student loans

FAQs About Student Loans

By College Raptor StaffLast updated on December 22, 2022
Student loans are a big part of paying for college for many students, and with such importance comes a lot of questions. Here are some FAQs about student loans. Should I apply for scholarships, loans, or grants first? The best strategy is to first apply to all grant and scholarship opportunities that you are eligible …
Can you change your student loan servicer?
student loans

Can I Change My Student Loan Servicer?

By College Raptor StaffLast updated on December 22, 2022
First off, we should define what a servicer is. Many use servicer and lender interchangeably, but a servicer helps you manage the loan, while a lender is the one who gives you the loan and sets the terms. With that in mind… Servicers CAN change… Although federal student loans are disbursed by the federal government, …
A dollar bill under melting ice cubes.
student loans

Understand How Student Loan Deferment Works

By College Raptor StaffLast updated on December 22, 2022
If you are struggling to make your monthly student loan payments due to financial hardship, a medical emergency, or some other life circumstances, you may be qualify to apply for a student loan deferment. Student loan deferment allows you to suspend all loan payments temporarily for a period of time, so you can use your …

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