student loans

What It Means To “Borrow Only What You Need” For Student Loans

By College Raptor StaffLast updated on March 12, 2025

Your application for a student loan starts with you filling up the FAFSA. The information that you submit through the FAFSA is then used to put together a customized loan package for you. Sometimes, your loan package includes a much higher amount than you actually need. Take Only What You Need While you can take …

student loans

How to Lower Your Potential for Student Loan Debt

By Devin MorrisseyLast updated on March 24, 2025

Considering college? Wondering how you’re going to pay for it? Those student loans might look appealing, especially if you won’t see a bill until after graduation … Stop right there. Don’t sign up for a single loan just yet. First, consider the options we’re going to lay out in this article. According to Maryville University, …

student loans

FAQs About Student Loans

By College Raptor StaffLast updated on March 25, 2025

Student loans are a big part of paying for college for many students, and with such importance comes a lot of questions. Here are some FAQs about student loans. Should I apply for scholarships, loans, or grants first? The best strategy is to first apply to all grant and scholarship opportunities that you are eligible …

student loans

What to Expect From Student Loans: Choice, Interest, and Repayment

By Megan ShehanLast updated on March 25, 2025

A college education opens the door to many opportunities. However, those opportunities come at a price. Receiving a higher level of education is one of the best decisions you can make in life, but if you don’t have enough funding for it, going to college can almost seem impossible. That’s where student loans come in. …

student loans

How To Pick The Student Loan Repayment Plan That’s Right For You

By College Raptor StaffLast updated on February 25, 2025

When you take out student loans, they come with specified loan repayment terms. Federal student loans come with a standard 10-year repayment term. The repayment terms on private student loans may vary depending on the lender. The good news is you’re not stuck with these terms for the life of the loan.  Repayment options for …

student loans

Understand How Student Loan Deferment Works

By College Raptor StaffLast updated on February 27, 2025

If you are struggling to make your monthly student loan payments due to financial hardship, a medical emergency, or some other life circumstances, you may be qualify to apply for a student loan deferment. Student loan deferment allows you to suspend all loan payments temporarily for a period of time, so you can use your …

student loans

Common Reasons For Student Loan Default And How You Can Avoid It

By College Raptor StaffLast updated on March 6, 2025

If you are struggling to make your monthly loan payments, you are not alone. Various reports indicate that the number of students struggling with student loan debt is increasing every year. Every student may have a different reason as to why they default on their loans. The reasons don’t matter, though. Regardless of why you …

student loans

4 Things You Must Understand About Student Loan Debt

By College Raptor StaffLast updated on March 25, 2025

Taking student loans is often the only way that most students can fund their higher education. It has in fact become so commonplace that students don’t think twice about taking on huge loans just so they can attend the most prestigious college on their shortlist. Unfortunately, some student loan applicants mistakenly presume that once they …

student loans

3 Tips To Help You Start Paying Off Your Student Loans While You Are Still In College

By College Raptor StaffLast updated on March 25, 2025

You may not be able to pay off your entire student loan while you are still in college, but if you start now you will be able to reduce your debt considerably by the time you graduate. That is incentive enough to make a few sacrifices and start paying off your student loans earlier rather …

student loans

Struggling To Pay Back Your Student Loans? Consider These 6 Options

By College Raptor StaffLast updated on March 6, 2025

The first few years after you graduate can be pretty rough financially. As a new graduate with little or no experience, finding a job can be difficult. Even when you get hired, more likely than not the starting salary will not be enough to cover your loan payment, rent, and other necessities right off the …