All Student Loans Articles

student loans

Pros and Cons of Hybrid Rate Loans

By Morgan StaubLast updated on March 24, 2025
There’s a lot of loan jargon that students have to be familiar with before they feel comfortable making decisions that impact their financial future. Terms like “annual percentage rate,” “cancellation time-frame,” and “discretionary income” seem imposing at first, but once you break them down, everything becomes more simple. This rule holds fast for hybrid rate …
Stay safe and learn about your student loan borrower protections
student loans

A Breakdown of Student Loan Borrower Protections

By Ellen AndersenLast updated on March 25, 2025
Taking out student loans is a huge commitment that can potentially greatly impact your life after college. When taking out student loans, borrowers need to be aware of the loan borrower protections they have. It’s very important to do plenty of research into student loan borrower protections before signing the dotted line. Read the fine …
A man bent under the limbo stick.
student loans

Tips For Getting The Lowest Student Loan Rates

By College Raptor StaffLast updated on February 25, 2025
Did you know that private student loans have varying rates of interest? This means you can shop around for loans and find some pretty good deals. You cannot do this with federal student loans. Those rates are set for the year and are fixed for that particular year. They are also the lowest rates you …
101 number in circular steel and is attached to wood.
student loans

Student Loan Borrower Protections 101

By Hilary CairnsLast updated on March 25, 2025
After you graduate college, you (and your co-signer if you have one) will be responsible for repaying any student loans you’ve taken out, private, federal, or both. Some loans, like federal loans, will have a six month grace period after you graduate or leave school, while others will require payment immediately. However, before you get …
A cosigner agreement.
scholarship search & applications, student loans

What’s a cosigner—and why might you need one on your student loan?

By College Raptor StaffLast updated on March 12, 2025
Alright, let’s imagine you applied for as many scholarships as you could, you submitted your FAFSA, and you qualified for some federal financial aid. What if you still don’t have enough money to pay for college? That’s when you might think about a private student loan. And for that, you’ll probably need a cosigner. What …
Here's what you should know before you sign your name as a student loan co-signer
student loans

Responsibilities of Being a Student Loan Co-Signer

By Morgan StaubLast updated on March 24, 2025
In any area of life, it’s generally a good idea to be aware of what something entails before you sign your name to it. When it comes to anything that involves your finances, though, you need to be extra vigilant. If—and when—someone asks you to be their student loan co-signer, you should read every single …

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