All Student Loans Articles

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student loans

Student Loan Borrower Protections 101

By Hilary CairnsLast updated on December 22, 2022
After you graduate college, you (and your co-signer if you have one) will be responsible for repaying any student loans you’ve taken out, private, federal, or both. Some loans, like federal loans, will have a six month grace period after you graduate or leave school, while others will require payment immediately. However, before you get …
A cosigner agreement.
scholarship search & applications, student loans

What’s a cosigner—and why might you need one on your student loan?

By College Raptor StaffLast updated on December 4, 2023
Alright, let’s imagine you applied for as many scholarships as you could, you submitted your FAFSA, and you qualified for some federal financial aid. What if you still don’t have enough money to pay for college? That’s when you might think about a private student loan. And for that, you’ll probably need a cosigner. What …
What if your Parent PLUS Loan was denied?
student loans

What Can Parents Do If They Have Been Denied A PLUS Loan?

By College Raptor StaffLast updated on December 22, 2022
The PLUS Loan for Parents is a federal loan program that allows parents to borrow money to fund their child’s college education. One of the main criteria in determining the parent’s eligibility for PLUS is their credit history. While the requirements for PLUS are not as rigorous as most other types of loans, in order …
Here's what you should know before you sign your name as a student loan co-signer
student loans

Responsibilities of Being a Student Loan Co-Signer

By Morgan StaubLast updated on December 22, 2022
In any area of life, it’s generally a good idea to be aware of what something entails before you sign your name to it. When it comes to anything that involves your finances, though, you need to be extra vigilant. If—and when—someone asks you to be their student loan co-signer, you should read every single …
There are pros and cons of taking out multiple student loans
student loans

Pros And Cons Of Taking Out Multiple Student Loans

By College Raptor StaffLast updated on December 22, 2022
Many college students find themselves taking out a student loan to afford college. Some students end up taking more than one student loans simply because one loan is just not enough to cover the cost of their college tuition. Taking out multiple student loans is not all-good, neither is it all-bad. There are a few pros …
A student holding money.
student loans

Are There Student Loans That go Directly to You?

By Hilary CairnsLast updated on November 8, 2024
Most families use some student loans to cover the cost of college. But oftentimes there’s confusion on how the money is distributed. Are they paid directly to the student or are they transferred to the school? Are there any federal or private student loans that go directly to you? Here’s what you need to know …
What happens to your original loan when you refinance
student loans

What Happens to Your Original Loan When You Refinance?

By Ellen AndersenLast updated on December 22, 2022
Let’s assume you’ve taken out student loans and need to start repaying them. There are several options available when it comes to making paying off student loans more bearable. Refinancing is a popular option. But what does refinancing entail, and how is it different from your original loan? What even happens to your original loan …

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