All Student Loans Articles

What if your Parent PLUS Loan was denied?
student loans

What Can Parents Do If They Have Been Denied A PLUS Loan?

By College Raptor StaffLast updated on December 22, 2022
The PLUS Loan for Parents is a federal loan program that allows parents to borrow money to fund their child’s college education. One of the main criteria in determining the parent’s eligibility for PLUS is their credit history. While the requirements for PLUS are not as rigorous as most other types of loans, in order …
Here's what you should know before you sign your name as a student loan co-signer
student loans

Responsibilities of Being a Student Loan Co-Signer

By Morgan StaubLast updated on December 22, 2022
In any area of life, it’s generally a good idea to be aware of what something entails before you sign your name to it. When it comes to anything that involves your finances, though, you need to be extra vigilant. If—and when—someone asks you to be their student loan co-signer, you should read every single …
There are pros and cons of taking out multiple student loans
student loans

Pros And Cons Of Taking Out Multiple Student Loans

By College Raptor StaffLast updated on February 26, 2025
Many college students find themselves taking out a student loan to afford college. Some students end up taking more than one student loans simply because one loan is just not enough to cover the cost of their college tuition. Taking out multiple student loans is not all-good, neither is it all-bad. There are a few pros …
A student holding money.
student loans

Are There Student Loans That go Directly to You?

By Hilary CairnsLast updated on February 26, 2025
Most families use some student loans to cover the cost of college. But oftentimes there’s confusion on how the money is distributed. Are they paid directly to the student or are they transferred to the school? Are there any federal or private student loans that go directly to you? Here’s what you need to know …
What happens to your original loan when you refinance
student loans

What Happens to Your Original Loan When You Refinance?

By Ellen AndersenLast updated on December 22, 2022
Let’s assume you’ve taken out student loans and need to start repaying them. There are several options available when it comes to making paying off student loans more bearable. Refinancing is a popular option. But what does refinancing entail, and how is it different from your original loan? What even happens to your original loan …
Most student loans will require a cosigner to be approved, but selecting the right cosigner is important
student loans

What Makes a Good Cosigner? 5 Important Qualities

By College Raptor StaffLast updated on March 3, 2025
A good cosigner for a student loan generally has good to great credit, a steady employment history, and sufficient income. In addition, most lenders will require that they be U.S. citizens or permanent residents. Depending on the type of student loan you take out, you may or may not need a cosigner. If you find …
A gray background with text that says "pros and cons" and "student loan forbearance."
student loans

Pros and Cons of Student Loan Forbearance

By Liz SkogerboeLast updated on March 6, 2025
Forbearance on your student loans occurs when you lower or stop your loan payments for a certain period of time. It is different from deferment of your student loan because your interest keeps accruing during forbearance, whereas with deferment your interest stops accruing. While it might seem like an easy solution if you’re having trouble …

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