All Student Loans Articles

Most student loans will require a cosigner to be approved, but selecting the right cosigner is important
student loans

What Makes a Good Cosigner? 5 Important Qualities

By College Raptor StaffLast updated on December 4, 2023
A good cosigner for a student loan generally has good to great credit, a steady employment history, and sufficient income. In addition, most lenders will require that they be U.S. citizens or permanent residents. Depending on the type of student loan you take out, you may or may not need a cosigner. If you find …
A gray background with text that says "pros and cons" and "student loan forbearance."
student loans

Pros and Cons of Student Loan Forbearance

By Liz SkogerboeLast updated on December 22, 2022
Forbearance on your student loans occurs when you lower or stop your loan payments for a certain period of time. It is different from deferment of your student loan because your interest keeps accruing during forbearance, whereas with deferment your interest stops accruing. While it might seem like an easy solution if you’re having trouble …
After you graduate from college, you may have a student loan grace period before you start paying back your loans
student loans

What is a Student Loan Grace Period?

By College Raptor StaffLast updated on April 15, 2024
A student loan grace period is a set period of time before you must start repayments on your student loans. This grace period begins after you graduate, drop below half-time enrollment, or leave school and the time-frame can vary depending on the type of loan and the lender. Although you don’t have to make payments …
student loans

How to Change Your Student Loan Repayment Plan

By Hilary CairnsLast updated on September 12, 2024
Your student loans will generally come due about six months after you graduate or leave college, though some loans will not have that grace period. You may discover at this point that you can’t quite afford the current repayment plan. Here’s how you could change your student loan repayment plan. While you could change your …
Make your student loan payments on time
student loans

How to Ensure You Make Your Student Loan Payments on Time

By Morgan StaubLast updated on December 22, 2022
If you’re like most college students, who both A) have student loans and B) forget important things sometimes, I have good news and bad news. The bad news is that remembering your repayment is vital and can be more challenging for those of us who have poor memories. The good news, though, is that many avenues exist …
student loans

Don’t Make These Federal Student Loan Mistakes

By College Raptor StaffLast updated on December 22, 2022
Federal student loans offer several more benefits than private student loans. However, many students do not take the time and trouble to understand how these loans work over the long term and they end up making wrong decisions that can have a big impact on their finances and their credit history. Before you apply for …

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