All Student Loans Articles

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student loans

What is a “Good” Student Loan Interest Rate?

By College Raptor StaffLast updated on February 25, 2025
Every advice article lists ‘interest rate’ as the most important factor to consider when choosing student loans. But the big question remains – “What is a good interest rate on student loans?” And how do you compare the rates that different lenders offer? The truth is there is no simple answer. There are several factors …
What is a student loan APR and why should you know about it?
student loans

What is APR for Student Loans?

By College Raptor StaffLast updated on February 27, 2025
There are several factors you need to consider to find the best student loan option for you. The three top things to look at are the loan type, interest rate of the loan, and the APR. Regarding loan type, there are two to choose from – federal and private student loans. When it comes to …
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student loans

Signs that You Should Refinance Your Student Loans

By Morgan StaubLast updated on December 22, 2022
You’ve heard the surprising statistics: over 44 million Americans are in debt with $1.3 trillion due to student loans. That’s over 13% of the nation’s population! The number is scary, for sure, but it’s important to keep it in perspective. Just because an individual is in debt doesn’t mean it’s something they can’t recover from. In …
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student loans

When Do I Need to Pay Back My Federal Student Loans?

By College Raptor StaffLast updated on March 24, 2025
What exactly is a ‘good income”? If you have a student loan that you are still paying off, a good income is one that allows you to make your loan payments comfortably every month while still leaving a substantial amount to cover all your necessities as well as some luxuries. While you have earned the right …
There are signs that you should be aware of to see if it's time to consolidate your student loans
student loans

Signs that You Should Consolidate Your Student Loans

By Morgan StaubLast updated on December 22, 2022
If you’re headed off to college, chances are good that you’ve decided to take out student loans (check out our guide to student loans here). More than half of all US undergraduate students receive some form of financial aid, with this number climbing sharply. Student loans have become a rite of passage for many undergrads, …
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student loans

How to Pick Between Student Loan Lenders

By Morgan StaubLast updated on March 12, 2025
So, you’re heading off to college. You’ve also deduced that you need to take out a student loan in order to make it work financially. You’ve heard all the horror stories and you know all the statistics. You’re aware that there’s over $1.3 trillion in total student loan debt spread over 44 million graduates, and …
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student loans

What You Should Use Your Student Loan Money For

By College Raptor StaffLast updated on December 22, 2022
Your student loan money is primarily meant to pay off certain expenses. These include: College Tuition The majority portion of your loan will go towards your college tuition and fees. Prioritize this above all else. Accommodation & Meals Though significantly lower than college tuition, the second largest chunk of the loan amount will go towards …
student loans

What Are Student Loan Borrower Limits?

By Allison WignallLast updated on December 22, 2022
When you go to take out a loan, you can’t just take out as much as you want. There are limitations in how much money you can receive. Each type of student loan—whether it’s private or federal—will have some sort of borrower limit. The amount will vary from loan to loan, or even circumstance to …

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