All Student Loans Articles

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student loans

3 Important Things to Consider for Deferment or Forbearance

By College Raptor StaffLast updated on December 22, 2022
Although deferment or forbearance can be real lifelines when you are in a financial crunch with absolutely no way to make your payments, they can create even more financial problems for you if you make a rash decision. Things to Consider with Deferment or Forbearance Before you consider deferment or forbearance options, here are a few …
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student loans

Pros and Cons of Auto-Debiting Loans

By Morgan StaubLast updated on December 22, 2022
These days, a majority of college students find themselves having to take loans out to assist in their tuition payments. Most of these loans are to be completed in installments over a long period of time after graduation. If you’re the type of person, like yours truly, that finds paying bills to be stressful or …
What's the difference between delinquent and default?
student loans

Student Loan Default Vs. Student Loan Delinquency

By College Raptor StaffLast updated on December 22, 2022
When you are behind on your student loan payments, it is considered a delinquency. It does not take long for a loan delinquency to occur. If you miss a due date payment, the very next day the loan is considered to be delinquent. The loan goes into default if you are delinquent for a certain …
Should you consolidate your student loans
student loans

Should You Consolidate Your Student Loans?

By College Raptor StaffLast updated on December 22, 2022
Do you have to send in payments to more than one lending institution to repay your student loans? Do you have a huge monthly payment that you are scrambling to scrape up each month? If any of the two scenarios above apply to you, then loan consolidation may be the right choice for you. Take …
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student loans

Should You Auto-Debit Your Student Loans?

By College Raptor StaffLast updated on December 22, 2022
After you’ve graduated from college, it’s time to deal with two major things—job hunting and repaying those dreaded student loans. Those student loans that you took out in college no longer differ and start to add interest. The sooner you pay your loans off, the better. Paying your loans off faster means paying less interest …

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