All Student Loans Articles

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Tips For Paying Off Student Loans Faster

By College Raptor StaffLast updated on December 22, 2022
The sooner you pay off your student loans, the earlier you will be able to enjoy your long-awaited financial freedom and all the perks that come with it. Here are a few things you should consider doing in order to pay off your student loans faster. Pay back more than the minimum whenever you can …
Here are things you can do to keep you from defaulting on your student loans
student loans

3 Ways You Can Keep From Defaulting On Your Student Loans

By College Raptor StaffLast updated on December 22, 2022
As graduation day approaches, you can’t help feeling a sense of anticipation and excitement as you look forward to getting a job and being more independent. It’s an empowering feeling. But, paying those dreaded bills is just one of the many responsibilities that come with that independence. It’s also time to figure out how you …
student loans

How Do Student Loans Work?

By College Raptor StaffLast updated on December 22, 2022
Attending college is expensive and most families simply cannot afford to fund their children’s higher education without some form of financial assistance. While scholarships and grants can help greatly, they are not often enough to cover all the expenses involved. There are the tuition fees, rent and boarding, text books, transportation, miscellaneous college fees, and …
student loans

How And When To Defer Your Student Loan

By College Raptor StaffLast updated on December 22, 2022
A deferment gives you temporary relief from making your federal student loan payments and is one of the best solutions when you are struggling to make the payments on time. But when and how do you defer payments on your student loans? What is Deferment? It is important to understand that a deferment does not …
A graduating student with their hands out throwing glitter.
student loans

What You Should Do During Your Student Loan Grace Period

By Hilary CairnsLast updated on December 22, 2022
If you took out student loans during your college career and graduate or leave school early, you usually have a student loan grace period afterward. This period tends to be six months long, but some can be longer. Here are some things you should be doing during that window. Gather Your Information Over the last …
A golden piggy bank with a dark background.
student loans

The Advantage Of Federal Student Loans Over Private Ones

By College Raptor StaffLast updated on December 22, 2022
Student loans fall under two broad categories—federal student loans and private student loans. As the name suggests, the federal government offers federal loans. A private student loan is offered by private lenders such as banks, schools, credit unions, and state agencies. There is a huge difference between these two types of loans. Federal student loans …
Student applying for a loan.
student loans

A Step By Step Guide: How to Take Out Student Loans

By College Raptor StaffLast updated on December 22, 2022
Learning how to take out student loans is an important skill in the college application process. Most families in America can’t afford to pay for their kid’s college tuition using their personal finances alone. After exhausting scholarships, grants, and work-study programs, students turn to loans to pay for college. When you start looking for student loans, …
Here are things you need to know about forbearance
student loans

What Does Forbearance Mean?

By College Raptor StaffLast updated on December 22, 2022
Forbearance is a special type of program that gives students temporary relief from making their loan payments. This is a great alternative for students if money is tight and they cannot afford to make their scheduled loan payments. Unlike when you defer your student loans, where the outstanding payment does not accrue any interest, under forbearance …

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