All Student Loans Articles

A teacher sitting at a desk in front of a computer.
student loans

Are You Eligible for Student Loan Forgiveness?

By College Raptor StaffLast updated on December 22, 2022
According to the National Student Loan Data System for Students, around 25% of the American workforce may be eligible for forgiveness programs. However many people lose out of the benefits of student loan forgiveness simply because they presume they are not eligible. Take the time to learn about how student loan forgiveness works and also …
Living on campus may make you homesick.
student loans

Can Student Loans Be Used For Living Expenses?

By College Raptor StaffLast updated on August 2, 2023
The short answer is yes, you can use student loans for living expenses. Student loans aren’t meant to cover only tuition and textbooks. They are intended to make it easier for students to get the basic necessities so they can focus on their education instead of worrying about how they’re going to pay for college. …
There are some myths surrounding student loan consolidation
student loans

3 Common Myths Surrounding Student Loan Consolidation

By College Raptor StaffLast updated on December 22, 2022
Student loan consolidation allows you to combine multiple federal student loans into one loan so that you make only one payment every month instead of multiple payments. This option offers several benefits to borrowers. Unfortunately, the myths surrounding student loan consolidation cause a lot of confusion resulting in many students making the wrong decision, which …
student loans

What NOT To Do With Your Student Loan Money

By College Raptor StaffLast updated on March 28, 2023
Is it illegal to spend student loan money? Even if it isn’t illegal, should you spend your student loan money on unrelated purchases? The big question is, are you allowed to do that? When you apply for a federal student loan, the funds are disbursed directly to your school. The school’s financial office deducts what it …
student loans

Student Loan Borrower Benefits: What are They?

By Liz SkogerboeLast updated on December 22, 2022
Have you looked into applying for loans to help you pay for college? Student Loan Options Loans can be a good option for many students—after they exhaust all scholarship, grant, and work study options, of course. In your research, you might have come across something called borrower benefits. Put simply, these could be considered small …
Put the pieces of the puzzle together by knowing what consolidate your student loan means
student loans

What Does it Mean to Consolidate Your Student Loan?

By College Raptor StaffLast updated on May 14, 2024
Consolidating student loans involves combining multiple federal student loans into one loan with one monthly payment amount and one due date. Consolidation is applicable only to federal student loans. The only way to combine private student loans is by refinancing. Student loan consolidation offers several benefits but there are also a few downsides that you …
A dark blue background with white text overlayed that says "student loans 101."
student loans

A Beginner’s Guide to Student Loans

By Morgan StaubLast updated on December 22, 2022
You’re headed to college. You’ve decided that in order to help pay your steep tuition rates, student loans are the way to go. There’s only one problem: you don’t how to acquire a student loan. That may seem like a massive roadblock. But, after a quick run-through of some basic terminology and concepts involved in …
Employers are now offering student loan relief programs to their employees
student loans

Emerging Trend: Employers and Student Loan Relief Programs

By Morgan StaubLast updated on December 22, 2022
In today’s day and age, student loan rates are climbing quickly. Therefore, it’s very important to have a plan to repay your debts once you graduate. There are so many different ways to acquire a loan nowadays. Whether it’s federal or private loans, variable or fixed interest rates, a large amount of students are getting …

Subscribe to Our Newsletter

Join thousands of students and parents learning about finding the right college, admissions secrets, scholarships, financial aid, and more.