All Student Loans Articles

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student loans

Understand the Basics of Student Debt Repayment

By College Raptor StaffLast updated on December 22, 2022
The reality most students face after they graduate, is how and when they are going to repay the student loans that they accrued of over the 4 years in college. Understanding the basics of repaying your student loans is important so you can plan accordingly. Here are a few things you absolutely must know about …
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student loans

Student Loan Forgiveness Program for Young Farmers

By Allison WignallLast updated on December 22, 2022
In 2007, the Public Service Student Loan Forgiveness program was put into effect—giving young college students incentive to pursue an education and career in critical fields, including: education, healthcare, nonprofits, various government and public positions. The program forgives the rest of a federal student debt after ten years of income-driven repayment. One public service that …
Beware student loan scammers
student loans

Two Common Mistakes Regarding Student Loan Scammers

By Liz SkogerboeLast updated on December 22, 2022
If you already have, or are considering taking out, loans to help pay for your college, one thing you will want to stay aware of is student loan scammers. Understanding your loans and how to pay them back can be tough, so we’ve gathered some helpful hints for staying away from any scammers. Upfront Fee …
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student loans

When is the Best Time to Submit a Student Loan App?

By Morgan StaubLast updated on December 22, 2022
Student loans have always been popular, but in recent years, their ubiquity has exploded. The economic downturn of the late 20-aughts led many students to explore auxiliary methods of paying for college. Student loans are at the forefront. As of the first quarter of 2017, American college students owe a combined $1.3 trillion dollars in …
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student loans

Can GPA Affect My Ability to Get a Student Loan?

By Allison WignallLast updated on December 22, 2022
After exhausting their financial aid opportunities for scholarships, grants, and work studies, many students turn to take out a loan. There are a host of things that affect students’ chances of earning a student loan, and GPA is definitely one of them. So in short: Yes. In terms of Federal Student loans (which should be …
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student loans

Do Student Loans Hurt Your Credit Score?

By College Raptor StaffLast updated on July 15, 2024
By itself, taking out a student loan will not hurt your credit score. In fact, simply taking out a student loan will neither hurt nor benefit your credit score. How you handle your loan payments it what will impact your credit. If you miss a payment for any reason, that will hurt your score. On …
Working a government or nonprofit job, like a firefighter, is one way to qualify for student loan forgiveness
student loans

How Federal Student Loan Forgiveness Works

By College Raptor StaffLast updated on December 22, 2022
With the cost of college tuition becoming more expensive every year, it is becoming increasingly more difficult for students to realize their higher education dreams without taking a loan. However, while this solves one problem it does create another in that students bear the burden of having to return that loan with a huge interest …
Here are some stats about student loans
student loans

Stats about Student Loans

By Morgan StaubLast updated on December 22, 2022
A great man named Jay-Z once said, “Men lie, women lie, numbers don’t.”  This mantra seems to hold true in nearly all areas of life, especially when it comes to the hot-button issue of student loans. As student loan debt and financial aid has recently become a polarizing—and often politicized—issue, the most straightforward information often …

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