All Student Loans Articles

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student loans

8 Ways To Reduce Student Loan Debt

By College Raptor StaffLast updated on December 22, 2022
With the rising cost of tuition, most families in America take federal and private student loans to cover these costs. As a result, the majority of students graduate with thousands of dollars in student loan debt. While this may be unavoidable, there are things you can do to reduce what you owe in student loans. …
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student loans

The Difference Between Loan Deferment and Forbearance

By Allison WignallLast updated on December 22, 2022
Some people use the two terms interchangeably, but that can lead to misconceptions because the two aren’t actually the same. Deferment To boil it down and really simplify it: deferment is delaying the repayment of a loan until after the student borrower graduates. While in school, they can focus on their studies. Students do not …
money brief case to pay your student loans for college
student loans

How Much Should I Borrow in Student Loans for College?

By Allison WignallLast updated on December 22, 2022
Did a little chill slither down your spine when you read “student loans”? It can be an intimidating topic to many college-bound students and their families. There are a lot of questions and concerns (especially for first gen or firstborn students). One of the big questions is: just how much money should I take out …
Here are some frequently asked questions about federal student loans
student loans

What Information is Needed to Apply for a Student Loan?

By Allison WignallLast updated on December 22, 2022
There are a lot of famous sayings and phrases about preparation. “Fortune favors the prepared” and “Failing to plan is planning to fail” chief among them. So, it always pays to be prepared. If you’re planning on taking out a student loan, be sure to do plenty of research, and go in with these bits …
What does it mean to defer your student loans and take a pause
student loans

Student Loan Deferment: What Does It Mean?

By Allison WignallLast updated on December 22, 2022
Loans can be as diverse as the people who take them out. There are many options available that can affect interest rates, the amount you can take out, whether or not you need a co-signer, etc. It’s important to do your research and know your options before committing to anything. What it Means to Defer …
student loans

Calculating The Cost Of College Loans

By College Raptor StaffLast updated on December 22, 2022
For many families, taking a loan is the only way to make up for the deficit in funds after exhausting all other sources for free financial aid and scholarships. While taking a loan does help bridge that gap between the total fees and your available funds, it is important to understand how much you will …
Our student loan glossary will help you understand student loan terms
student loans

Student Loan Glossary

By College Raptor StaffLast updated on December 22, 2022
As you look into the different student loans available, you are likely to come across a slew of words you’ve never heard before. One loan may talk about obtaining a co-signor. Another may include options regarding amortization and capitalized interest. Yet another mentions that you can contact the bursar for further information. Not knowing what …
How do you start looking for student loans
student loans

How to Look for Student Loans

By College Raptor StaffLast updated on September 12, 2024
Most students find that they need to utilize multiple funding sources to pay for their college tuition. Generally, it’s best to exhaust federal aid, scholarships, then federal student loans. If you still have costs to cover after all of that, it might be time to start looking for private student loans. You have a couple …
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student loans

What Does “Co-Signing” a Loan Mean?

By Allison WignallLast updated on December 22, 2022
When applying for a student loan, many lenders ask students to have a co-signer for co-signing a loan. What is a co-signer? A co-signer shares the responsibility with the student to ensure timely repayments. Essentially, if the student who is taking out the loan can not—for whatever reason—repay, it’s up to the co-signer to do …

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