All Student Loans Articles

What happens if you don’t pay student loans? The short answer is – a lot. As soon as you miss the first payment, your student loan enters delinquency. Your loan remains in delinquency status until you make that payment. If your federal student loan continues to remain unpaid for 270 days, it enters default. Private …

It’s never a good feeling to look at your bank account and know that you don’t have enough to cover your bills. Unfortunately, too many people with student loans find themselves in this position after graduating. When the student loan payments come due, it can be a scary proposition. Some students haven’t been able to …

Are you feeling stressed about your student loan payments? Don’t worry, you’re not alone. Each year, hundreds of thousands of students graduate from college with debt. Some borrowed more than others, but almost all students agree that paying back your student loans can affect everything from buying a new car to buying your first house or even …

Many people with student loan debt hear about the federal government’s income-based repayment program (IBR) for direct loans and think it may be too good to be true. Who wouldn’t want to have their monthly payment capped at a fixed percent of their monthly income? If you’ve just recently graduated and you’re working an entry-level position …

Many students go through similar experiences with their student loans. When you’re in college, it all seems like some sort of distant reality. You know you’re accumulating student loan debt, but you haven’t considered how much you’ll ultimately owe, or what the payments will look like. Understandably so, because school is your main focus. But, …

If you’re like most students thinking about student loan refinance, then you’re probably feeling a whole lot of anxiety. You know that you could save money by refinancing (maybe?) but trying to unravel the process is like untangling your headphones after you’ve carried them around in your backpack all day. Consolidation? Refinance? Income-based repayment? What’s …